Success Stories Manufacturer of Vehicle Enhancement Products $500,000 Asset Based Line of Credit March 2007 Health Facility $3,875,000 USDA Term Loan July 2007 Powder Coating Company $1,400,000 SBA Term Note $1,600,000 SBA 504 February 2007

Treasury Management: Helping you to make success happen!

Our Treasury Management specialists will work with you and your relationship manager to identify the best products and services to fulfill your business needs. Your satisfaction is important to us! Friendly customer service will follow you through your Ridgestone experience!

Commercial Checking or Success Checking for Small Businesses

Depending on your average balances and your transaction volume, we will choose the checking account that best suits your activity. We have developed a series of accounts to meet the needs of our small business customers.

Ridgestone Connect Online Banking

You can view your balances, transactions, and images of your checks. You can transfer between accounts, make loan payments, and advance from your line of credit.
By noon, see what checks will post to your account tonight!

Lockbox

We can do the collection of your receivables and provide online access for you to view the invoice numbers that go with the payments.

Merchant Credit Cards

We offer a cost-effective service for your customers who choose to pay by credit card.

Automated Clearing House (ACH) Origination

You can originate payrolls or payments from your office if that suits your needs!

Corporate Credit Cards

Manage your company's payables for maximum efficiency.

Wires

Transfer funds from Ridgestone Bank to other financial institutions.

Zero Balance Accounts

Maintain multiple checking accounts without excess balances.

Sweeps

We can transfer between accounts automatically. You don't have to worry about advancing funds from your line of credit. You can have maximum use of your funds!