Locations | Contact Us | Home
Personal Banking
|
|
unlimited check writing; free online banking; free Debit/ATM card |
|
|
limited check writing |
|
|
Ask us about our Savings! |
|
|
choose from several interest rates and terms |
IRAs
|
Traditional or Roth |
Online Banking
|
View your balances, see if a check has cleared, print a copy of a cancelled check and transfer money between accounts anytime of the day or night |
Online Bill Payment
|
Pay your bills the easy way, one time or every month. It's free. (Please allow six business days for the post office and the recipient to process your payment.) |
Free Debit/ATM Card
|
Use your debit card just like a check. We belong to a large network of ATMs with no fee for getting cash. |
Photo Debit/ATM card
|
Your picture on the front for extra security |
$5 per year |
| |
|
|
Home Equity Line of Credit
|
Ideal for you if you'd like ongoing access to available credit. You may borrow, payback and borrow again up to the credit limit of this open-ended account. |
| Interest Rate |
Variable |
| Interest-only payment option? |
Yes |
| Tax Deductibility of interest |
See your Tax Advisor |
| Application Fees |
none |
| Annual Fee |
$50 |
Home Equity Loan
|
Ideal for you if you wish to borrow a certain amount of money for a certain amount of time with a fixed monthly payment. |
| Interest Rate |
Fixed |
| Interest-only payment option? |
No |
| Tax Deductibility of interest |
See your Tax Advisor |
| Application Fees |
none |
TAG Program
Ridgestone Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.